Bourque Clegg Causey & Morin represents people injured by negligent acts of others. Our expertise includes car accidents, trucking accidents, motorcycle accidents, unsafe buildings and walkways, boating accidents, pedestrians hit by cars, wrongful death, dog bite and nursing home negligence. Over the years we have recovered millions of dollars for our personal injury clients, zealously advocating against insurance companies and wrongdoers.
Results Based on a Strategic Approach:
Our strategic approach to your specific claim maximizes the opportunity for the best financial result possible. This is not a promise for a certain dollar amount, but a promise that we will use all our expertise and energy to get you every dollar you deserve. We know how to handle and present these claims in a way that produces fair payment. We know what works with insurance companies and what does not work. We know what the insurance companies need to see and what they do not care about. We know how to gather the necessary information and present it at the proper time, and in the proper way to produce payment. If you do not receive a fair offer, we know the best way to fight for every dollar you deserve.
Teamwork and Service:
Throughout the handling of your case, our attorneys and staff will keep you fully informed of the progress. You will not be brushed off when you call our office. You will speak to an attorney. Your questions will be answered. You will be provided information that helps you understand the process and make informed choices. Our job is not only to fight for your best result but also guide you through a very difficult time. At Bourque Clegg Causey & Morin, we take that job very seriously.
We will work tirelessly and aggressively to recover as much money for you as possible. There is no charge for coming in to see us. No charge for phone calls. No charge for gathering all the evidence we need to represent you, and no charge for taking your case as far as it needs to go to get fair payment for you. We only recover a fee if you recover on your claim. Our interests are completely tied to your best outcome. Your First Best Phone Call is to us at (207) 324-4422. Someone will help you right away.
Things to Consider if You Have Been Injured:
Over the years our clients have frequently asked us questions about their accidents and their cases. We have created the following suggestions in response to those questions. Even if you do not retain an attorney, we hope that these topics and suggestions are helpful to you.
Chapter 1: The Accident
Chapter 2: Investigation
Chapter 3: Call an Attorney
Chapter 5: Settlement or Litigation
Chapter 6: A Satisfied Client
CHAPTER 1: The Accident:
Be Safe: The first thing to do after an accident is make sure you and everyone in your car is safe and out of traffic.
Call 911: You should then call 911 right away and report the accident to the police.
Take Photos: If you are able to take photos of the vehicles and the accident scene, it is best to do so.
Take Notes: if you or anyone with you has the ability to take notes, do so. This includes writing down license plates of other cars that may contain witnesses.
Care for Injuries: If someone is noticeably injured, the police will call an ambulance. If you have been injured in any way, even if it is just soreness, report it to the police and the emergency personnel that arrive. Report all injuries and get care immediately.
CHAPTER 2: Investigation:
After the accident, the insurance companies will immediately go to work to limit their losses. Knowing how to deal with them before they contact you is important.
Dealing with Insurance Companies; Do Not Give a Recorded Statement: Just after the accident is a very vulnerable time. We suggest you do NOT sign a written statement or allow any insurance company to record you while an adjuster asks you questions about the accident. This is because the statement they take from you will be used to their benefit and not yours. Likewise, we do not suggest that you accept any money initially offered by the insurance company immediately after your accident. It is our experience and opinion that these offers are to make your injury claim go away quickly and cheaply. It is okay to tell the insurance you will not allow them to record you. Instead, we suggest you tell them you need to speak to an attorney first.
What if The Other Driver Lies About the Accident? Sometimes after an accident, people lie when the police come. It would be nice to think everyone tells the truth but that is not always the case. Sometimes you will be blamed for an accident that was not your fault. Sometimes more than one person is lying about the accident and you feel that you have everyone against you, including the insurance company for the other party and maybe even your own insurance company. This is also the right time to call us for a free consult.
Is it Really Best to Call an Attorney Right Away? Yes. This is the best thing you can do because you will get specific advice related to you specific accident. Sometimes it is not you who has been hurt but a child or another loved one. Perhaps a person close to you has been killed in an accident. You may feel that it is inappropriate to call a lawyer during the grieving process or period when you should be focused on the care for your injured loved one. This is also the right time to call for a free consult.
I am Not Sure if I am Hurt; What Should I Do? If you have any question whether you are injured or not, you should seek medical attention right away. This includes getting an ambulance ride to the emergency room or calling your primary care physician's office right away to set up a visit. This is the only way you will no for sure if you are injured and it is best to err on the side of caution.
What About My Car? The insurance company for the responsible party will pay on the property damage claim. While you wait for this claim to be resolved, you will likely have to rent a car. Many automobile liability insurance policies will either pay for a rent-a-car up front. Others will reimburse you for the cost if you. If we represent you in your personal injury claim, we will assist you in any problems you are having recovering value for your vehicle.
CHAPTER 3: Call an Attorney:
Does it cost money to see an attorney? At Bourque Clegg Causey & Morin, we offer a free comprehensive consult.
The Free Consult: The purpose of the free consult is to offer you information that you do not have and have no way to get from a trusted source. Contrary to what it may tell you or make you feel, the insurance company for the responsible person is not on your side. Sometimes your own insurance company can be difficult. We are on your side.
During that free consult we will fully analyze your claim and offer you advice. If your case is a car accident case, we will retrieve a police accident report at our cost to determine how the police view the case. If witnesses are listed, we may contact them. We will discuss your injuries, your treatment thus far and what the doctors may have told you and what that means. We will offer you very simple advice for the sole purpose of helping you and we will do it for free.
If we think you need a lawyer, we will offer to represent you. Even if we do not offer our representation to you, we will still give you free practical common-sense advice on how to protect yourself and proceed.
Sometimes after an accident, people lie when the police come. It would be nice to think everyone tells the truth but that is not always the case. Sometimes you will be blamed for an accident that was not your fault. Sometimes more than one person is lying about the accident and you feel that you have everyone against you, including the insurance company for the other party and maybe even your own insurance company. This is also the right time to call us for a free consult. We have helped injured people recover money even when the police report says they are at fault. Even the police make mistakes investigating car accidents. If you question what is in your police report, call us at (207) 324-4422.
Sometimes it is not you who has been hurt but a child or another loved one who has. Perhaps a person close to you has been killed in an accident. You may feel that it is inappropriate to call a lawyer during the grieving process or period when you should be focused on the care for your injured loved one. This is also the right time to call for a free consult. We deal with catastrophic accidents including death and can help you sort through things in the early days following a tragedy. Unlike other firms that exclusively practice personal injury cases, we handle all legal aspects that affect a person or family after a major, life-changing tragedy.
Once we take you on as a client, our lawyers and staff do all the work for you regarding your case. That means, we gather all your medical records and bills. We instruct you on where the sources of money are for the payment of your medical bills while your claim is unresolved. Many people think the insurance company (for the person-at-fault) pays the medical bills as they (the injured person) recover. This is not true and often upsetting to people. The insurance company for the person at-fault will make one and only one payment to settle your claim. That is why it is unwise to settle the claim until you have fully recovered from your injuries or have been told by your doctor that you are at a point where you will not get any better (maximum medical improvement). This can be a predicament and we offer advice and solutions on sources of payment for treatment until the time is right to accept a fair amount from the insurance company.
CHAPTER 5: Settlement or Litigation:
Once we have gathered all the information necessary to make a demand, we do so in a formal written package that includes photographs, investigation records, medical records and bills, lost wage information and a complete narrative of the pain, suffering and loss of enjoyment of life you have suffered because of another's fault. We take an interactive approach to this, that involves your final review before submission. We craft these demand packages in a way that coincides with how the insurance company will assign value. After submission, the insurance company will generally contact us within 30 days with an offer of settlement. This initial offer is not often the best offer the insurance company will make. We will quite often negotiate further, referring to the facts and evidence in the settlement demand letter. We may allow the insurance company to meet you in person (with us by your side). This is another place where our expertise in negotiating these claims can bring additional value to you. Again, the focus is always maximizing your recovery for your benefit. You will know at every dollar amount offered by the insurance company, how much money you will receive. In this way you can make a fully informed decision about whether to accept the offer or not. Let us help you maximize your personal injury recovery. We will of course advise you on the fairness of the offer but the final decision to accept an offer of settlement is yours. We honor that.
Sometimes the insurance companies do not offer a fair settlement amount. This can happen even after all our fact-gathering and after we have presented your claim the way it should be presented. This can happen even if your doctors clearly state that the accident caused your injury. If the Insurance company will not pay fair settlement, we will file a law suit against the responsible party. We know how to handle personal injury lawsuits all the way to trial and judgment. We will be by your side, leading every step of the way.
If you have been injured in an accident, at a nursing home, on someone's property or by a professional and need to know more about your rights to compensation, please contact Bourque Clegg Causey & Morin at (207) 324-4422 for a free consultation to discuss your case.
CHAPTER 6: A Satisfied Client:
A happy ending is a satisfactory result with fair compensation for your injury. A happy ending is also you being satisfied with the professional service you received from us. Please review testimonials from satisfied clients to help you decide if Bourque Clegg Causey & Morin is right for you.
Your best first call is with us at (207) 324-4422. Someone is here to help you right away.
Recent Personal Injury Law Case Results:
- $3 Million plus – Wrongful Death Claim Against Commercial Trucking Company
- $925,000 – Auto Accident Causing Multiple Fracture and Internal Injuries
- $500,000 – Facial Scarring
- $450,000 – Safe Truck Driver Suffers Spinal Injury When Hit by Driver of Company Vehicle
- $250,000 – Pedestrian injured by hit-and-run driver
- $250,000 – Auto Accident Causing Broken Humerus
- $150,000 – Adult Student Injured (fractured ankle) by Fall on Unsafe Steps at State-Owned Facility
- $135,000 – Woman Injured by Fall Down Unsafe Staircase (no-railing) at Airbnb Camp
- $100,000 – Insurance Policy Limits Recovered: Motorcycle Accident Causing Ruptured Wrist
- $100,000 – Pedestrian Struck by Car Causing Broken Leg
- $100,000 – Insurance Policy Limits Recovered: Auto Accident Causing Head and Ankle injuries
- $100,000 – Safe Motorcycle Rider Injured When Hit by Distracted Driver Using Phone
- $100,000 – Two Insurance Policy Limits Recovered for Nurse w. Torn Shoulder from Car Accident
- $93,000 – Safe Car Driver Injured when Hit from Behind by Distracted Teenage Driver Using Phone
- $92,500 – Auto Accident Causing Ulnar Nerve Injury
- $80,000.00 – Pedestrian Tourist Crossing Street Hit by Pick-Up Driver Causing Foot Injury
- $52,000 – Passenger Injured in Single-Car Accident Caused by Unsafe Driver on Snowy Road
- $48,000 – Auto Accident Causing Cervical Strain
- $40,000 – Dog Bite of Woman's Right Hand
- $40,000 – Icy Sidewalk Slip and Fall
- $38,000 – Postal Service Driver Suffers Soft Tissue Injuries when Struck by Speeding Teenager
- $35,000 – Minor Car Accident Causing Torn Meniscus Injury
These cases are only our most recent and notable cases. They are not a promise of any given result in your case.